Despite it being a necessary expense, storm damage roof repair projects can cost a significant amount to complete. Unfortunately, not all homeowners have the funding on hand to get it done immediately. Thankfully, if you have homeowners insurance, you can file a claim to repair or replace your roof. In fact, with a few simple steps, it’s even possible to maximize your claim.
Here’s how:
Document Your Home
The moment you hear that a strong storm is approaching your area, take photos and notes of your roofing system before the storm hits. Then, once the storm has come and gone, experts recommend that you repeat the process, especially in areas that sustained major damage. By doing so, you’ll have before and after photos and notes to hand over to your insurance provider. This makes maximizing your claim easier as it’ll let them know that the amount you’re asking for is justified.
Hire a Roofer and Make Your Claim
Once the storm has passed and before you contact your insurance provider, be sure to hire a roof replacement and inspection professional to come to your home. That way, the full extent of the damage can be determined and you can get an estimate as to how much it will cost to have the roof repaired or replaced. Once you’ve done that, you can now call your insurance provider to let them know you’re making an insurance claim.
Hire a Public Adjuster
As early as you can, notify your insurance company that you’re not going to need their adjuster and that you’ll be hiring a public adjuster instead. This is a highly recommended move because public adjusters don’t work for your insurance company and therefore, they can advocate better on your behalf compared to someone who does work for your insurance provider. By hiring a public adjuster, you stand a better chance of maximizing your claim.
Need to have your roof repaired after a storm? Don’t hesitate to turn to 4U Roofing for assistance. When it comes to commercial and residential roofing services, we are the number one experts to approach and you can count on us! Give us a call at (251) 235-2222 or fill out our contact form to request a quote.
