Most of the time, storm damage is usually severe enough to warrant the filing of an insurance claim. Before doing so, however, there are a few things you need to keep in mind. Residential roofing contractor 4U Roofing shares four of them.
1. Documenting the Damage
This is among the most crucial aspects of filing a claim for storm damage. As soon as the storm has passed, take the time to document any obvious damage that you see on your roof and the rest of your home, taking photos and videos as you perform a visual inspection. Take note of large holes, visible gaps and cracks, missing shingles, and deformed flashings. These will serve as evidence to back up your claim in case you do need to file one.
2. Getting Your Roof Checked by a Professional
Doing this will help you get a better idea of the severity and extent of the storm damage to your roof. Through a thorough inspection, you and your roof replacement contractor can confirm whether the damage truly warrants an insurance claim. Be sure to tackle this early on so you can file your claim sooner.
3. Staying on Top of Roof Maintenance
For insurance companies, roof maintenance is the responsibility of the homeowner. If you are proactively taking care of your roof and it still suffered damage because of the storm, your insurer will likely approve your claim. The opposite can happen, however, if they find out that certain damage has resulted from a lack of upkeep instead of storm damage.
4. Avoiding Unscrupulous Roofers
After a storm, you may notice some people who introduce themselves as roofing professionals and offer to fix damage to your roof. These are the so-called “storm chasers”, and you should steer clear of them. They’re after the money and not in the business of providing top-notch repairs to your storm-damaged roof. If you need to work with a contractor that specializes in storm damage roof repair and insurance claims assistance, choose someone you can rely on, like 4U Roofing.
Count on our experienced roofing team to assist you in looking up when recent storms occurred in your area. You’re not on your own, and you can rest assured that we’ll help you navigate the complicated insurance claims process. Call us now at (251) 235-2222 or fill out our contact form for a free, no-obligation consultation. We serve homeowners in Baldwin County, including those living in and around Robertsdale, Summerdale, Foley and Fairhope, AL.
